
KICO Labs Offerings
The most valuable intelligence requires data that sits outside your organisation. Our technology, insights products, and strategic advisory help you access it securely.

1. External Intelligence Technology
Our technology enables organisations to securely access and activate external data sources, including financial transactions, while maintaining full privacy and control.
Financial-grade trust
Built for the sensitivity, governance, and controls required by banks and regulated data partners.
Rapid Onboarding / Connectivity
No-deployment, secure onboarding pathways to accelerate insight generation.
AI-native intelligence
Continuously evolve insights as new data and signals emerge, ensuring intelligence stays relevant as markets and behaviour change.

2. Curated Insights
Products
We deliver curated insight products built on transaction data and external signals, providing clear, actionable intelligence tailored to specific industries and business decisions.
Market & Category Intelligence
Understand how customers behave across merchants, categories, and markets using real-world spending signals.
Performance & Opportunity Signals
Identify growth, retention, and monetisation opportunities earlier through adaptive analysis of external transaction data.
Audience & Behavioural Insights
Reveal deeper behavioural patterns beyond internal data, enabling more accurate segmentation and opportunity identification.

3. Transaction Data Strategy & Advisory
We supports organisations in defining how financial transaction data and external data partnerships should be accessed, governed, and applied to create long-term value. Our advisory services ensure strategy, technology, and commercial objectives are aligned from the outset.
Financial Data Strategy
Design a clear strategy for accessing and utilising external financial transaction data, aligned to business goals, governance, and risk requirements.
Use Case & Value Definition
Identify and prioritise high-impact use cases to ensure transaction data investments translate into measurable business outcomes.
Data Partner & RFP Support
Support the evaluation, selection, and engagement of financial data partners, including RFP design, assessment, and commercial structuring.
What Our Clients Say


